Who We Are

Grain is a pioneering fintech startup based in the heart of Tel Aviv. We offer embedded cross-currency solutions tailored for software platforms and marketplaces. Grain was founded by seasoned entrepreneurs, formerly of financial institutions like Barclays, Deutsche Bank, as well as other renowned fintech startups. Grain is backed by leading venture capital firms and prominent financial institutions. At Grain, we offer an opportunity to shape the fintech landscape and be a part of a community that’s committed to excellence.

For our newly formed entity in Netherlands, we’re seeking an experienced risk and compliance leader with a deep understanding of Dutch and European financial regulations, ensuring regulatory compliance while driving strategic risk management in a dynamic fintech environment. The Head of Risk and Compliance will play a pivotal role in leading regulatory adherence, risk governance, and internal controls of Grain B.V.,

 as well as be nominated as a management board member, who will be responsible for regulatory oversight, risk management, AML/KYC compliance, and internal governance. This role requires residency in the Netherlands and a successful integrity and suitability screening by the Dutch Authority for the Financial Markets (AFM). 

Key Responsibilities

Regulatory Compliance & Governance

• Ensuring full compliance with AFM and DNB or any other European regulatory requirements for investment firms.

• Acting as the primary liaison with regulatory bodies, handling audits, reporting, and regulatory filings.

• Overseeing AFM/DNB/EU licensing and approvals, ensuring documentation and internal processes align with Dutch/European regulations.

• Conducting regulatory horizon scanning to ensure proactive compliance with emerging regulations.

 Risk Management & Internal Controls

• Designing and implementing risk management frameworks, including credit, operational, and financial risks.

• Developing policies and procedures to identify, assess, and mitigate potential business risks.

• Leading risk assessments and ensuring compliance with the Policy Rule on Fitness 2012 for management board members.

• Establishing internal controls to prevent regulatory breaches and financial crimes.

AML/KYC & Financial Crime Compliance

• Leading the firm’s AML/KYC strategy, ensuring compliance with the Dutch Money Laundering and Terrorist Financing (Prevention) Act (Wwft).

• Overseeing client due diligence (CDD) processes, transaction monitoring, and suspicious activity reporting.

• Implementing fraud prevention and anti-bribery policies to safeguard the company and its clients.

Board & Strategic Advisory

• Serving as a management board member, contributing to strategic decision-making and corporate governance.

• Advising leadership on compliance risks, regulatory trends, and operational best practices.

• Coordinating with external legal, audit, and regulatory consulting firms to ensure robust compliance frameworks.

Reporting:

• Implementation of compliance and Risk Management applications, as required. 

• Ensure compliance and timely reporting of regulatory reports.

• Reporting directly to Grain COO.

Management board member

• Manage Grain B.V., ensure smooth operations and alignment with global Grain goals.

• Lead strategic initiatives to strengthen Grain B.V. position in the fintech industry.

• Manage & maintain regulatory compliance of a Dutch investment firm with AFM and European regulatory standards.

• Responsible for Grain B.V. business strategy & development, governance, financial results, risk management and operation.

• Represent Grain B.V. vis a vis various regulatory bodies in Netherland and Europe. 

  
  

Qualifications

Experience:

• 5+ years of extensive knowledge of AFM, DNB, and European financial regulations 

• Proven experience in risk management, compliance, AML/KYC, and financial crime prevention. 

• Strong legal or financial risk background, preferably in fintech, banking, or investment firms. 

• Experience in liaising with Dutch & European regulatory bodies, handling audits, and regulatory filings. 

• Leadership experience, with at least 2 years in a managerial or board-level role within risk and compliance.

• Proficiency in risk assessment tools, compliance software, and regulatory reporting systems.

Skills:

• Leadership skills and the ability to influence board-level decisions. 

• Strategic thinking and problem-solving skills, with the ability to drive compliance initiatives.

• Strong communication and stakeholder management skills, capable of engaging with regulators and internal leadership.

Regulatory & Suitability requirements:

Any candidate applying for this position must meet the following AFM suitability and integrity assessment requirements:

•   Residency: You must reside in the Netherlands.

• AFM Integrity Screening: If you have not been previously screened by AFM or DNB, an integrity assessment will be required.

• AFM Suitability Screening: You must meet the Policy Rule on Fitness 2012 (Beleidsregel Geschiktheid 2012), which requires:

• Risk & Compliance Management Experience: At least 2 years of experience in risk, compliance, or financial services (1 year uninterrupted). 

• Leadership & Governance Skills: At least 2 years of hierarchical leadership experience in the last 10 years (1 year uninterrupted). 

• Regulatory Knowledge: At least 2 years of experience working within Dutch financial regulatory frameworks. 

Attributes:

• Self-motivated, thorough and independent, and able to thrive in a fast-paced, dynamic environment.

• An analytical mindset to identify compliance and regulatory risk and craft best practice solutions.

• Passionate about fintech innovation and improving efficiency in the travel sector.

  
  

What We Offer

• Competitive salary. 

• A board-level position with strategic influence.

• Opportunity to represent the company before regulators.

• Equity participation through our ESOP plan.

• Comprehensive benefits package, including health insurance and retirement plans.

• Professional development opportunities, including a learning and development budget.

• Collaborative, forward-thinking team and the opportunity to work with cutting-edge technology.

• Career advancement opportunities in a rapidly evolving industry.